Am I Responsible for the Debts of My Deceased Spouse?
An individual’s estate is responsible for repaying any debts that the individual left outstanding at death. The executor of the estate will use the individual’s assets — either cash from bank accounts or money gained from liquidating property — to pay back creditors.
Spouses of deceased individuals may worry that creditors will attempt to collect from them after their husband or wife passes away. As with many questions in the law, the answer to whether you are responsible for the debts of your deceased spouse is: “it depends.”
Spousal liability for debt largely comes down to whether you live in a community property state. In community property states — which include Arizona, California, Idaho, Louisiana, Nevada, New Mexico, Texas, Washington, and Wisconsin — debt acquired during marriage is the responsibility of both spouses. If you live in one of these nine states, you will be responsible for your spouse’s debts after his or her death.
In all other states, debt taken on for the benefit of the two spouses is considered community debt. Family necessities that you benefit from, such as food or shelter, must be repaid. Personal debts your spouse incurred do not fall to you, however.
It is important to note that death does not wipe out an individual’s debts. Whether you live in a community property state or not, and whether the debt is considered community debt or not, creditors have the ability to collect money due to them from the estate’s assets. Should those funds be depleted before all creditors can be repaid, the debt does not transfer to you unless it is a community debt.
Some non-community property states have made variations to these default rules. Before making a determination as to what debts you are responsible for, you should speak with the estate’s executor, the probate judge assigned to your case, or an estate planning attorney.
Incoming search terms:am i responsible for my dead spouse\s debt (39), am i responsible for my dead spouses debt (27), am i responsible for deceased spouses debt (13), executor money (11), is a spouse responsible for medical bills after death (4), if my husband died am i responsible for his debt (4), medical bills after death of spouse (3), husband died no will am I responsible for his personal bi (3), in the state of Florida is the spouse libel for the bills of their deceased (3), do i have to pay my husband hoptial he pass away (2), my husband passed away am i responsible for his medical bills (2), do i have to pay my deceased husbands debts (2), deceased spouse debt responsibility in tennessee (2), responsible for dead spouse medical bills in alaba a (2), spouses kedical bills after they pass away (2), am i resposible for deceded spouse debt (2), in the state of texas who is responsible for burying a spouse (2), florida law for widows with husband\s medical bills (2), in pennsylvania is a wife responsable to pay husbands hospital debts after his death? (2), In Ohio is the spouse responsible to pay Medical Bills of a deceased person? (2), is a spouse responsible for medical debt after death (2), in New York when a spouse dies is the remaining spouse liable for the debt (2), in ky is wife resonsible for deceased husbands medical bills (2), if your spouse dies are you responsible for their medical bills in new york state (2), in the state of pa is the wife responsible for her dead husbands debt (2), Is the remaining spouse responsible for all debts (2), is the surviving spouse responsible for medical bills (2), am i responsible for my spouse\s medical debt (2), am i responsible for my deceased husband\s debt in NY (2), who is responsible for debt after death in Texas (2), am i responsible for my husband\s medical bills (2), am i responsible for my deceased husbands debt in nee york state (2), am i liable for my deceased spouse medical bills in florida (2), am i responsible for my deceased spouses debt (2), is a wife liable for husband\s medical bills (1), is a wife liable for deceased husbands debts 2015 (1), Is a wife responsible for her husband debts upon his death? (1), is a widow responsible for husbands medical bills in florida (1), is a wife responsible for her husbands debts when he dies in indiana? (1), Is a wife resposible for the debts of her deceased husband? (1), is husband responsible for medical bills of wife in tennessee (1), is husband responsible for wifes individual debt in the event of her death (1), who is responsible for deceased wife\s debts in florida (1), is husband responsible for wife\s debt in alabama (1), is spouse responsible for deceased medical bills in florida (1), is spouse responsible for deceased medical bills pa (1), is spouse responsible for deceased spouse medical bills in texas (1), who is responsible for medical bills of deceased spouse (1), is a widow redponsible for deceased husbands nefical bills (1), is a widow liable for husbands medical debt in connecticut (1), in the state of texas is a spouse responsible for their deceased medical bills (1), in tn if i marry a man who has debt and he dies am i responsible for the debt (1), in tn is spouse responsible for dead husband debts (1), would a husband be responsible paying deceased wife medical bills (1), in WA state is a spouse responsible for medical bills after a death (1), is a huabnd teapnsible for a wifes debts in Missouri (1), is a husband responsible to pay medical bills after wifes death (1), will i be responsible for my late husbands medical bills (1), is a spouse liable for final medical bills of death of a spouse (1), wife medical bills tenessee (1)